Getting pregnant isn’t always as easy as you think, which is why some couples resort to IVF or in vitro fertilization, a method that allows you to give nature a little help. This procedure consists of collecting one or more eggs and inseminating them to finally reintroduce them into a surrogate mother. Perhaps you were already familiar with the principle, but do you know the exact price of IVF? In this article, we reveal the steps that can be reimbursed and the conditions for such reimbursement.
The real cost of IVF
IVF is a fairly complex procedure and includes treatments that stimulate egg growth, sperm preservation, and the insemination itself. Because the method involves many delicate steps, the IVF Cost in Pakistan can quickly add up. Fortunately, you can count on your health insurance and (private) hospitalization insurance to reimburse the majority of the bill.
The amount of intervention from your mutuality
Belgian patients whose health insurance has authorized reimbursement for IVF will pay around 50000 out of their pocket for such an intervention. However, authorization must have been granted at the start of treatment, after medical examination. Regarding the 5000, this sum includes all co-payments, equipment for follicular aspiration, and embryo transfer. For foreign patients, the costs amount to 3,2000, which must also be added to the price of medicines. Without intervention from a mutual fund, IVF costs more than 5,5000 per attempt.
How to get reimbursed for In Vitro Fertilization?
To be reimbursed for your In Vitro Fertilization, you must send to Social Security:
• A request for 100% coverage of IVF, i.e. a request for exemption from the user fee.
• An agreement before the practice of AMP procedures for both clinician and laboratory procedures.
The benefit of having good mutual insurance
What is the true price of IVF when practitioners display Best IVF Center in Lahore prices that exceed the Social Security reference prices? When fee overruns occur, reimbursement depends on your mutual insurance company and the amount of the fee overruns. These excesses vary greatly from one region to another and depending on the practitioners. You can ask your practitioner for a quote to check directly with your mutual fund how much IVF with them would cost you.
Complicated health
The health and age of the couple also increase the cost of treatment. If they have diseases like HIV or hepatitis B and C or have a pre-genetic disorder, the cost of treatment will be higher than it is.
IVF pregnancy has become very popular among younger and older couples. The significant success rates of IVF over the years have led couples to increasingly opt for it. And what better place can be to have your IVF treatment other than India as its doctors and hospitals offer excellent treatment at a cheaper cost?
How is the price of IVF determined?
For each IVF, you must therefore pay around 500 euros, an amount which covers the various necessary examinations and treatments. The first essential step is that of consultations. Firstly, both the future mother and the partner are examined. So you pay twice. Then come the processing costs to be paid by you. Of the 50000 euros, 30000 euros will be used to pay for ultrasounds, blood tests, additional examinations, and single-use equipment. Finally, you will still have to pass several preparatory examinations, and screenings and undergo insemination; so many steps which all have a cost! So make sure you have, from the start of your treatment, a clear overview of the expenses to be incurred for your IVF. Don’t hesitate to ask for enough information from your health insurance fund and… good luck!